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Schwab Disclosure

IMPORTANT NOTICE: You are now leaving the "Brendel & Fisher " Web site and will be entering the Charles Schwab & Co., Inc. ("Schwab") Web site.

Charles Schwab & Co., Inc. ("Schwab") is a registered broker-dealer, and is not affiliated with any advisor(s) whose name(s) appear(s) on this Web site. "Brendel & Fisher" is independently owned and operated. Schwab neither endorses nor recommends any particular advisor or investment strategy. "Brendel & Fisher" provides investment advisory services for your account. Schwab has agreements with "Brendel & Fisher" under which Schwab provides "Brendel & Fisher" with services related to your account. Schwab does not review the "Brendel & Fisher" Web site, and makes no representation regarding the content of the Web site. The information contained in the "Brendel & Fisher" Web site should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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